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insurance [2025/10/06 03:18] – embellishment qlyounginsurance [2025/10/06 03:33] (current) – embellish qlyoung
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 Oh, uh, none of this is legal advice, I'm not a lawyer and hold no credentials associated with insurance, etc. Oh, uh, none of this is legal advice, I'm not a lawyer and hold no credentials associated with insurance, etc.
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 +Now I know what you're thinking. This is so lame, this isn't the culture, look at this loser using his personal syndication platform to write about boring ass insurance of all things. I'm gonna go read a phrack or gwern or the new yorker or whatever it is you read.
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 +You're right. Anyway, on to the article.
  
 In May 2024, prompted by something random, I did a complete review of all my insurance policies (except for medical) and learned a lot of things about insurance which I should have learned about 10 years ago. Here I've jotted down some of what I've learned in the hopes that maybe it will prompt someone else who was similarly uninformed to learn these things. In May 2024, prompted by something random, I did a complete review of all my insurance policies (except for medical) and learned a lot of things about insurance which I should have learned about 10 years ago. Here I've jotted down some of what I've learned in the hopes that maybe it will prompt someone else who was similarly uninformed to learn these things.
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 In short: **If you are American and most of the contents of this page are new to you, you are probably at risk of having your life ruined and should learn about insurance** In short: **If you are American and most of the contents of this page are new to you, you are probably at risk of having your life ruined and should learn about insurance**
  
-Being underinsured is very dangerous in the US. It's one of those risks that will probably never materialize into a real problem but if it does, it can ruin your life without recourse, game over. We love having those kinds of things here so everyone has to spend time thinking about them instead of pursuing happiness or whatever.+Being underinsured is very dangerous in the US. It's one of those risks that will probably never materialize into a real problem but if it does, it can ruin your life without recourse, game over. Here in the US we love having these little life-ruining booby traps sprinkled around, that way everyone has to spend time thinking about them instead of pursuing happiness or whatever.
  
 All of the information here is available online, but here's some rough notes on what insurances the average American might want and what they cover. Not legal advice. All of the information here is available online, but here's some rough notes on what insurances the average American might want and what they cover. Not legal advice.
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insurance.1759720738.txt.gz · Last modified: by qlyoung
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